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What Is The Bankruptcy Means Test?

The bankruptcy law of 2005 (BAPCPA) contained something called the “Means Test.” The means test is used to determine whether you qualify to file Chapter 7 bankruptcy. If you fail the Means Test, you may still file for bankruptcy protection under Chapter 13 bankruptcy....

How Long Will A Bankruptcy Stay On My Credit?

How long will a bankruptcy remain on my credit? This is a serious question. It’s only normal to ask this because people want to rebuild their credit as soon as possible. Let’s talk about that. How will bankruptcy affect my credit? Think about it. If you’re at...