760-523-9090

I Help Good People Solve Their Debt Problems

The Automatic Stay

The Automatic Stay is one of the most powerful elements of a Chapter 7 bankruptcy. It’s important that you understand what this powerful provision will do for you.       What Is The Automatic Stay? The Automatic Stay is an order issued by the...

The Many Ways Bankruptcy Benefits Society

Bankruptcy benefits society in so many ways. The purpose of bankruptcy is to provide the debtor with a fresh start in life. It cleans the slate and puts them back in the position of being in command of their finances. Unfortunately, many people fail to see that...

Three Promises To All My Clients

Here are three promises I make to all my clients. I Won’t Judge You I understand the stress and emotional fatigue that living with hopeless debt can bring to a person. You’ve already been through a lot. Bill collectors calling you nonstop … medical bills piling...

How To Rebuild Your Credit After Bankruptcy

Yes, your credit score can take a hit after filing bankruptcy. But be assured it’s possible to rebuild your credit after bankruptpcy with hard work and responsible spending. And with each positive mark on your report, your credit score begins to rise. Bankruptcy can...

Will Chapter 7 Bankruptcy Stop My Wage Garnishment?

People contact me every week about the subject of wage garnishment. Either their paycheck is already being garnished or it’s about to be garnished by a creditor to whom they owe money. They all want to know the same thing. Will filing bankruptcy stop a wage...